About us

Independent Advice, Built Around You

Over 20 years Experience

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Independent Financial Advisers in Edinburgh, now also serving clients from our Glasgow office.

Who we are

EWS Financial Advisers is an independently owned financial planning practice based in Edinburgh. As Independent Financial Advisers in Edinburgh, we are proud of our Chartered Financial Planner status — reflecting the highest standards of professionalism, ethics and client care.

From our Edinburgh office, we have supported individuals, families and business owners for over 20 years, and we are now extending that same trusted service to clients in Glasgow.

How we Work

Financial advice should be clear, impartial and built entirely around you. Our independence allows us to access the whole of the market, ensuring every recommendation is made in your best interest.

As Independent Financial Advisers in Edinburgh, our focus is on long-term planning and building relationships that evolve with you over time.

Our Difference

  • Chartered & FCA regulated

  • Independent, whole-of-market advice

  • Transparent, fee-based service

  • A focus on people, not products

Our Approach

Financial planning shouldn’t be confusing. Our plain-speaking, structured process helps you see the path ahead clearly and make confident financial decisions.

1. Initial Meeting

We get to know you, your priorities and your goals.

2. Discovery

We gather the detail we need to understand your full financial picture

3. Analysis & Review

We assess your existing arrangements against your objectives.

4. Report & Recommendations

We present clear, tailored recommendations aligned with your goals.

5. Implementation

We agree next steps and put your plan into action.

6. Ongoing Service

We review regularly, tracking your progress and adjusting as life changes.

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Inclusive & Accessible Advice

As Independent Financial Advisers in Edinburgh and Glasgow, we are committed to inclusive service.

We are a deaf-friendly organisation and can arrange BSL interpreters or other communication support where required. Our aim is to ensure every client feels comfortable, confident and understood.

Get to know us

Meet The EWS Team

Behind every financial plan is a person who cares about your future. Our team combines technical expertise with a personal approach to guide you at every stage of life.

David Garvey

Director

Clara

Job Title

Keith Duncan Dip PF

Financial Planner

“To challenge the perception of financial advice delivery in order to build a multi-generational financial planning firm.”

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FAQ

We Are Here To Help You With Any Questions You May Have

EWS Advisers are not tied to any single provider. They can recommend products from the entire market, which generally means more choice and potentially better solutions tailored to your needs. They must act in your best interest and provide unbiased advice.

Each client’s individual circumstances will be considered on a case-by-case basis.  Initial consultation is free of charge and there is no expectation that you will progress on the advice that you receive.

Fees are charged as a percentage of the amount you invest or transfer.

A Chartered Financial Adviser is a financial professional who has achieved the highest level of qualification and professional recognition in the UK financial advice industry. This status is awarded by the Chartered Insurance Institute (CII) and signifies:
  1. Advanced Qualifications: They have completed rigorous exams beyond the standard diploma level, often including advanced financial planning, tax, pensions, and investment modules.
  2. Professional Standards: They adhere to strict ethical codes and demonstrate ongoing commitment to professional development.
  3. Chartered Status: This is considered a “gold standard” and indicates expertise, integrity, and trustworthiness.
  4. In short, a Chartered Financial Adviser offers comprehensive, high-level advice and is often preferred for complex financial planning needs.
  5.  

Yes, we have clients up and down the country. In certain circumstances the advisers may be able to come out and meet clients in their homes, although our preference is that you come to our offices to meet.

As an absolute minimum, your investment portfolio will be fully reviewed once a year, even if it is just to let you know that all is well.  Clients have the option to sit down with their adviser at any point throughout the year if they feel they need to.

Yes, our highly skilled Financial Adviser will make sure you are invested into the correct portfolio, this is made possible through meticulous planning from the support team and from CII approved Financial Advisers with decades of experience.

Normally this gives prospective clients the opportunity to meet with the adviser first and foremost and make sure the chemistry is right.  All being well, this would progress into the discovery process to begin to better understand your financial situation, what your goals from life are and how we can best assist you to bring this to fruition.